First, we have developed the most amazing compensation system ever devised. This system is unique in that it rewards our most productive producers, base shop builders and organizational builders. An 8 generation override structure and increasing compensation as your production grows. Add to that the Charter designation with the ability to combine all production for higher comp and revenue sharing among other things, and you have a powerful formula for success.
Next we have our own exclusive product from American General, HBW Income Advantage Term, that gives us a distinct edge in the term insurance market. This product was designed for us because of our long-term commitment to AG and our history of large amounts of quality production. This product gives us the ability to provide true income replacement for our clients, as well as the lump sums needed to handle a premature death.
Now, in addition to our Broker/Dealer, HBW Securities LLC, we have added HBW Advisory Services LLC, one of the most exciting businesses I have ever seen and one of the most compelling. Giving our associates the opportunity to develop assets under management and the resulting steady stream of income is an absolute game-changer in the commission only world we have lived in. Also, because it is so compelling, we are able to recruit many new people who may have previously been uninterested in some of the other things available at HBW.
When you consider all the innovations and developments at HBW over the last couple of years and further realize that we operate in a learning culture, always looking for new ways to innovate and develop better methods of growing a business, it seems to me that now is the absolute best time to focus on building the business of your dreams!
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